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Ten steps to getting a happy life and maybe financial independence.

Ten steps to getting a happy life and maybe financial independence.

Getting a Happy life step One

Respect Money - The most important happy life ingredient (thats why its first) respect your money, people say money can’t by happiness and their probably right but living without it is a lot worse than living with it.

Not saying you should be frugal or stingy with your cash just think before you splash it about and make loads of money.

Getting a Happy life step Two

Don’t jump into things - Following on from number One really, think especially important if your going to get married or make any similar longterm commitments you should try before you buy (where possible).

Getting a Happy life step Three

Don’t stay where your not happy - If you don’t like something in your life change it but look to yourself to see what you need to change first, if you hate your job because your boss is a idiot sack him/her (might be a good idea to find another way to support yourself first though). If your partner is a big useless blob change em.

Repeating this bit again look to yourself to see what you need to change first - are you sure it’s not you who is a useless blob/idiot?

Getting a Happy life step Four

Never rely on others - Don’t rely on other people always make sure you have a way to take care of things yourself, not saying you should always take care of things yourself just have a plan to.

Getting a Happy life step Five

Don’t be scared to follow your dreams - If you want to tavel the world or start your own business do it, make sure your commitments are taken care of first though. When starting a business try and get proper funding set up a limited company that means if it fails you won’t lose any personal assets. Ask anyone who runs their own business or is self employed they will tell you they don’t regret it.

Getting a Happy life step Six

Don’t get into Debt - Simple don’t borrow money, if you have to borrow money buying a house for example get rid of it ASAP. If you pay your mortgage for the full 25 Years you’ll pay out enough cash to buy 3 houses and expose yourself to relying on others like your idiot boss.

Getting a Happy life step Seven

Don’t risk anything you can’t afford to lose - Don’t invest money you haven’t got but remember investing money is a good way to increase personal wealth and if you have got some risk capital you should study the financial markets and read some Investment ebooks before playing with it, don’t risk relationships with your partner or family members.

Getting a Happy life step Eight

Research - Look into everything, never buy things on impulse or on the spot always take your time before making a decision and look at alternatives.

Getting a Happy life step Nine

Save - Save every spare penny, it’ll make you feel secure and happy:)

Getting a Happy life step Ten

Subscribe to financial independence - What do you mean Why?

Summary to a happy life

Think don’t jump into things, save don’t borrow, do what you want as long as you plan it and you could try exercise becuase it meant to release happy chemicals.

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